This is a sad but true story of one of our Customers called Joseph. Joseph is a Fisherman in Lake Victoria from the Nyanza region in Kenya and his wife had just been diagnosed with Kidney failure, he urgently needed 36,000 Kenyan shillings (approximately $360) to begin dialysis and treatment. Unable to Raise this amount he does what anyone in his position would do and turned to his community for a fundraising called “Harambee”.
Two weeks later, he only succeeded to raise 12,000 (approximately $120) Kenyan shillings and he was forced to desperately sell his boat to take his wife for treatment. It is very unfortunate that three weeks later while undergoing treatment his wife sadly passes on. Joseph again had to return to his community to fundraise where he got a total raise of 56,000 (approximately $560) Kenyan shillings for her burial. After the Burial Joseph lost the mother to his children, wife and his only source of income.
Joseph’s unfortunate series of events are an illustration of some of the practical ways most African households address risk. Microinsurance would have assisted Joseph by ensuring he does not sink much further into poverty and may have potentially saved his wife’s life if he had access to finances to speed up her treatment.
Bluewave team works tirelessly to impact society and ensure that the Barriers to insurance uptake which are Cost, Trust, Understanding and Access are reduced or eliminated. BLUEWAVE WORKS FOR JOSEPH.